Do you feel like you are out of control when it comes to managing your finances? Do you run out of money every month and wonder where it all goes? Managing your finances is a big responsibility. If you are not good at managing your finances than you might find yourself getting into debt or not being able to pay your expenses. One way to manage your money is to keep a journal.
Do you find yourself moving debt around instead of paying off your loans? In an effort to get one creditor off your back you may wind up borrowing heavily from another creditor. Such methods of personal financial management don’t usually escalate in higher interest rates and greater debt.
Try to do a personal income statement that record all your incomes and expenses. Update it each month. You must use a system to track where every single dollar goes. Only when you know where your money is going, can you take steps to channel it to your savings and investments.
Unfortunately, when people see “cheap” they think “bad”. Well, there’s plenty of people out there who paid a high fee and were still stuck with a bad lawyer, so we’ll look beyond CHEAP and focus on GREAT divorce wealth management, and still have a fast cheap divorce!
QUESTIONS-She could have asked the lawyer how he charges and how much he would estimate the case would cost. She could have asked if he had experience with opposing counsel and if he was afraid of her or if he felt confident he could handle the case, despite opposing counsel. She could have asked what to expect and she could have asked about the procedure in a contested Virginia divorce.
The past matters. No, you don’t have to run a background search or hire a private investigator, but it’s a good idea to know about your potential lawyer’s background. Find out where he or she went to school, and if they graduated high in their class. Ask to hear about success stories or testimonies from previous clients. Check to see if they have any awards. While a new attorney can still be a good representative, a lawyer who’s been in practice for fifty years with nothing to show for it should be avoided.
When you head off to college, make sure you are prepared for not only your classes, but for your personal financial management. Create a budget, track your expenses, and think about your spending habits realistically.