Thanks to new medical breakthroughs and new drugs, we as a population are living longer and more active lives. In 1900, the life expectancy of the average American was 47. Today, there are more survivors of cancers and diseases that were previously considered incurable. Depending on when you were born, you can expect to live to 76 to 91 years old.
Nearly 75 percent of all people who are turning 65 this year will need some type of long-term care in the years to come. That means that by the year about million people home health aide salary will be receiving some form of long-term care.
Help with what are called the ” Instrumental Activities of Daily Living (IADL).” These include shopping, housekeeping, laundry, and and meal preparation.
If people under the program become disabled, it will pay about $50 a day for nursing care. Note that these people do not have to be over 65 years old.
Mother had congestive heart failure and was later diagnosed with dementia. Life in our home seemed to change rapidly as her physical and mental health deteriorated. Most of her time was spent sitting in her comfortable chair. A home health aide classes helped with her personal care a few hours a week.
If you really want this type of policy and cost is an issue for you it is important to shop around. You can look online for long term care insurance quotes or call and talk with several insurance carriers.
My role of a teacher has became a role of a Mamma & Grandma at the same time. Providing educational strategies for both the children and parent’s is essential. And good parent teacher communication is a must. You sometimes be surprised the things that families are lacking and are in dyer need of. The basic essentials of a healthy diet, furniture, clothing, pampers, formula. Or even a simple referral to agencies that can help them with Health care, Child Care, Job Preparation, WIC, rent & utilities, Education. Parents as well as children need to know about the program that are here to assist and prepare them for the work force. Some times they just need someone to point them in the rite direction.
The article above is information of a general nature and the information provided may not apply to your personal situation. Please consult your financial planner or licensed professional for investment advice.